. Management Discussion and Analysis 2.1. Selected Financial Position and Operating Results 2.2. Cash Collection from NPLs and NPAs Management Businesses 2.3. Vintage Analysis 2.4. NPLs by Portfolio

During January – March this year, the SEC conducted a public hearing on proposed amendments to the PVD Act to support the development of fund structure, enhance the member protection mechanism

asset allocation more efficiently. This would support the development of investment types or strategies that are more versatile in response to investor demands while maintaining preventive measures on

Iconic Property Company Limited. 3. General Transection : To provide the financial support based on shareholding proportion by providing the loans of Baht 1.50 million increased from Baht 54.00 million to

(“AIS”) Non-life and Life Insurance Broker 100% 3). ACS Servicing (Thailand) Company Limited (“ACSS”) Collection Service 100% 4.) AEON Microfinance (Myanmar) Company Limited (“AMF Myanmar”) Retail Finance

collection from the invested Bill of exchange of WCI Holding Co., Ltd., resulted in the reversal of the allowance for impairment of Baht 14.37 million that offset the total expense for the period.  The

Capital and receives support fee for the amount of totally not more than 1.2 million baht and ACS Servicing (Thailand) Co., Ltd provides the support on debt collection and litigation operations to ACS

increased as the target and the direction in the third and fourth quarters still support the growth of businesses Management Discussion and Analysis (MD&A) for Q2/2019 Page 2/7 Jaymart Public Company Limited

Capital and receives support fee for the amount of totally not more than 1.2 million baht and ACSS provides the support on debt collection and litigation operations to ACS Capital and receives support fee

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