(Consolidated) Unit : Million Baht 3Q/20 2Q/21 3Q/21 %QoQ %YoY 9M20 9M21 %YoY Credit card income Loan income Hire-purchase income Other income 1,529 2,616 249 864 1,594 2,586 258 906 1,676 2,597 274 664 5% 0.4% 6

underperformance of the car industry was consistent with the economy-wide economic slowdown and the credit tightening by financial institutions following signs of deterioration in loan quality. In the equity market

place policies, processes, operational procedures and criteria for loan transactions and credit risk management which are in compliance with the government’s single-account scheme, taking into

due to the recognition of special profits, while loan growth and credit quality were affected by the economic slowdown. The combined net profit of the commercial banking system was Baht 270.9 billion, a

. (6) Financial cost The Company and its subsidiaries’ financial cost from loan and permission note were Baht 18.07 million or increased from the same period of previous year by Baht 9.97 million or

/08/62 2 The BOT’s Senior Loan Officer Survey indicated that in the second quarter of 2019, credit demand from the business sector improved from the previous quarter, due to loan demand from large

-473-8398 Credit facility : Long-term loan in amount of not more than THB 400 million (no collateral) Interest Rate : 3.25% per annum Maturity : Not more than 3 years starting from March 2nd, 2018 until

/ Total loans (excluding interbank) 4.0 Total loan loss reserve/ Total NPLs (coverage ratio) 1 114.1 113.2 110.1 111.2 111.2 115.9 1 Excluding loans classified as Purchased or originated credit impaired

1 -Translation- No. ECF2 046/2562 24 December 2019 Subject: Report of Resolution of Board of Directors' Meeting Re: (1) Disposal of Rights under Loan Agreement, Pledge Agreement and Memorandum of

: Million Baht 3Q/18 2Q/19 3Q/19 %QoQ %YoY 9M18 9M19 %YoY Credit card income Loan income Hire-purchase income Other income 1,914 2,689 111 511 1,887 3,020 173 584 1,897 3,048 192 841 1% 1% 11% 44% -1% 13% 73