high demand, GPSC was able to gain appropriate funding costs. The debentures are senior unsecured green bonds which were assigned a accredit rating of AA- by TRIS Rating Company Limited and comprise of

policy guidelines and measures by the Bank of Thailand and other regulatory agencies to ensure that KBank will be able to efficiently comply with regulatory standards. 3.3 Customer Segments and Services

of business formats and customer needs. This is to ensure that they are able to introduce financial products and services to be better suited to demand in the 4.0 era while also bolstering business

for which the tender offer is made as to whether the tender offeror is able to achieve the proposal, policy and operational plan in the future as stated in the tender offer or not, and such policy and

to Affect Tender Offer of Business dated 25 July 2554 (2011) (as amended) 10 The Offer period that the Securities Holders can Revoke their Intention to sell The Offeree is able to revoke its intention

. Thus, KBank shall be able to proactively prevent and solve any problems which may arise in a timely manner prior to deterioration of customers’ debt servicing capability and overall credit quality of

-sector business conduct, as well as changes in consumer behavior. Therefore, Thai commercial banks must be ready for these and able to cope with changes in order to move forward in a sustainable way. V3 22

Thailand remained stable. Capital funds and reserves were at a high level and were able to support the challenges of uncertain economic conditions. The performance of the Thai banking system improved, mainly

Baht 15.70 per share. The Company will be able to make the conditional voluntary tender provided that the shareholders’ meeting resolves to approve with votes of not less than three-fourths of the total

) (the “Takeover Notification”) at the offer price of Baht 15.70 per share. The Company will be able to make the conditional voluntary tender provided that the shareholders’ meeting resolves to approve