regulations related to requirement of minimum number of auditors in the capital market in an audit firm to enhance the overall strength of audit firms in the capital market Building Confidence in the Capital

audit firm to enhance the overall strength of audit firms in the capital market Building Confidence in the Capital Market NEWS Securities and Exchange Commission Corporate Communication and Investor

strength of audit firms in the capital market Building Confidence in the Capital Market NEWS Securities and Exchange Commission Corporate Communication and Investor Service Department Tel. (66)2033-9502-5 E

Instrument Baa1 Baa1 Baa1 Subordinated Debt Instrument Baa3 Baa3 Baa3 Financial Strength (BCA) baa2 baa2 baa2 Outlook Stable Stable Stable Standard & Poor’s Long-term Counterparty Credit Rating BBB+ BBB+ BBB

V3 27/02/63 0 V3 27/02/63 1 Management Discussion and Analysis Overview of the Economy and Banking Industry Thai Economy in 2019 In 2019, the Thai economy grew by 2.4 percent year-on-year, down from 4.2 percent in 2018. Against the backdrop of a global trade slowdown and US-China trade uncertainty, merchandise exports and imports for the year contracted by 2.7 and 4.7 percent from 2018, respectively. Private investment slowed to 2.8 percent from 4.1 percent in 2018 while manufacturing production...

Subordinated Debt Instrument Baa2 Baa2 Baa2 Baa3 Subordinated Debt (Basel III-compliant Tier 2 securities) Baa3 Baa3 Baa3 - Financial Strength (BCA) baa1 baa1 baa1 baa2 Outlook Stable Positive Positive Stable S

used this period to grow its production substantially over these past 5 years. However, in order to not add to the core cause of declining industry margins which were due to surplus capacity, IVL, unlike

taxonomies, but unlike the eligibility criteria that are in most cases scientifically calculated, DNSH criteria are broader as well as country and sector specific.  Absence of amber category. Most of the

Investor Strategies for Incorporating ESG Considerations into Corporate Interactions www.blackrock.com www.ceres.org Century21st Engagement Investor Strategies for Incorporating ESG Considerations into Corporate Interactions [ 5 ] FOREWORD The Value of Our Voice ......................................................................................................................................... 1 How ESG Megatrends Are Shaping Valuation ...........................................................

the ongoing strength in EO and EO derivatives is expected to provide plant to positively contribute in the forthcoming quarters although earnings from this segment is expected to be lower than expected