% decreasing from 5.8% at the end of previous year and decreasing from 5.2% in the previous quarter, mainly from caution on new loan under the new wave of COVID-19 situation. In the end of third quarter of 2 0 2

appointed by the management company as the fund supervisor that such transaction is a trade agreement which a person of ordinary prudence would enter into in the same circumstances, and that the bargaining

improve IT processes & systems to unlock higher efficiency and productivity of our operations to ensure distinctive customer experiences. Capital allocation will be executed with caution to ensure we

operations to ensure distinctive customer experiences. Capital allocation will be executed with caution to ensure we streamline ourselves, improve CAPEX and OPEX efficiency, and deliver maximum value to our

quality remained in concerns. The Company, therefore, proceeds with high-risk financial products with caution, as well as, expands the target group to customers with more stable incomes. As of May 31, 2024

>ข้อ 1/12 บริษัทจดทะเบียนที่จะได้รับอนุญาตให้เสนอขายหุ้นที่ออกใหม่เพื่อรองรับใบแสดงสิทธิตามประกาศนี้ ต้องไม่อยู่ระหว่างถูกตลาดหลักทรัพย์แห่งประเทศไทยขึ้นเครื่องหมาย C (Caution) หรือมีคำสั่ง

(Items 2 and 3) In carrying out each of the aforementioned activities, foreign business operators and their personnel must exercise caution to ensure that their actions or omissions do not constitute

represent; d) generally be neutral and report activity in a fair and unbiased way except where there is uncertainty. Prudence should prevail such that assets and income are not overstated and liabilities and

independent prudence or having other relationship in such a way as be unable to give independent opinion relating to the operation of a company: O yes (please specify in detail) O having relationship with the

in conflict in such a way as to obstruct independent prudence or having other relationship in such a way as be unable to give independent opinion relating to the operation of a company: O yes (please