funds), excluding equity funds. The amendments aim to ensure proper unit allocation and prevent any undue benefit by any particular individual. For example, the revisions require any person or group of

31 5. Operations of Support Groups 34 5.1 Human Resource Management 34 5.2 IT Management 36 1 1. Overview of Operating Environment 1.1 Global and Thai Economy in the Third Quarter of 2019 The global

extended our aspiration to become the most-preferred platform that can meet customers’ needs in every aspect of their lives. All of these endeavors aim to understand and anticipate each individual customer’s

deliver a positive customer experience anywhere, anytime through collaboration and synergy with other companies within KASIKORNBANK FINANCIAL CONGLOMERATE, startups and our business partners under the

accept no responsibility for loss occasioned by any person acting or refraining from action as a result of any views expressed in these pages. No one should act upon such information without appropriate

OPERATIONS HEART : LIVING RIGHT HEALTH : LIVING WELL HOME : LIVING TOGETHER CORPORATE GOVERNANCE 100% OF BUSINESS IMPLEMENT A CORPORATE GOVERNANCE ASSESSMENT HUMAN RIGHTS & LABOR PRACTICES 100% OF BUSINESS

” concept. Moreover, under the “Segment of One” concept, we focus on strengthening our capabilities by using data and advanced technology to understand and anticipate each individual customer’s need and

................................................................. 38 5.5. KSI5: Building Human Capital .................................................................................................... 44 6. Implementing the Initiatives

efficiency and sustainable business practices, all intended to produce economic growth, profits and positive cash flows across all asset classes and fully consistent with our Plan. Step Two: Practical

Re: Guidelines for the Book Building and the Determination of Offering Price to Public and Individual