, nothing in this document should be construed as constituting legal, business, tax or financial advice. This material contains “forward-looking” statements that relate to future events, which are, by their
baht, which was resulted from higher provision in the first quarter of 2020 with probable forward looking risk factors due to COVID-19 situation. Net profit was mainly contributed by continued growth of
written- off receivables as well as the Company has also set management overlay for a hedge with probable forward looking macroeconomics factors. Net credit cost was at 5.1% increased from 4.1% in the first
policy: a minim ted to driving h and flexibility By preserving c ircumstances. ayment shall st e separate fina bligations of th tions. this material are forward‐l not historical facts. These our
Discussion and Analysis : “MD&A”) 4.2 ให้อธิบายปัจจัยหรือเหตุการณ์ที่อาจมีผลต่อฐานะการเงินหรือการดำเนินงานอย่างมีนัยสำคัญ ในอนาคต (forward looking) ไม่ว่าจะเป็นปัจจัยภายนอก เช่น แนวโน้มภาวะเศรษฐกิจ ความ
forward-looking performance-based instrument. The sustainability/ESG objectives are (i) measured through predefined key performance indicators (KPIs) and (ii) assessed against predefined sustainability
usual, hygiene and safety standards for customers and employees will be a top priority for the Group in order to give customers the confidence to dine in our restaurants. Looking forward, the Group will
economic recovery once the outbreak is contained. Looking forward, the Thai economy will continue to face a high level of uncertainty so the MPC is standing ready to use additional appropriate monetary
less accommodative in their monetary policies. Looking forward, global interest rates are therefore likely to be on an upward trend. Amid the trade rift which may make the global economic recovery
tax cut packages and accommodative fiscal policy. Broadly speaking, both developed and developing economies, excluding China, showed signs of improvement in concert. Looking forward, the global economic