20T H ANNIVERSARY 1 Securities and Exchange Commission, Thailand Annual Report 2012 SEC ANNUAL REPORT 20122 THE YEAR OF CHANGE The year 2012 was the time for change to become the visionary partner whose balance between proactive and preventive approaches has led to stakeholders’ confidence in the Thai capital market. THE YEAR OF CHANGE 20T H ANNIVERSARY 1 02 MESSAGE FROM THE CHAiRMAN 04 MESSAGE FROM THE SECRETARY-GENERAl 06 SEC BOARd 09 CApiTAl MARkET SupERviSORY BOARd 12 ExECuTivE OFFiCERS 13 O...
low-risk customers. Regarding home loan, we will revise our credit policy to be consistent with the Bank of Thailand’s macroprudential measure to be implemented to preclude speculation in the real
electronically (e-mail) in a manner that causes nuisance and annoyance to recipients without a convenient way of terminating or refusing the receipt of such data. Doing so shall be subject to a fine not exceeding
business, which we undertake only for serving customer needs. KBank has processes in place to measure and control risks within the established limits, under the supervision and control of the Enterprise Risk
their everyday access to digital media, which is changing how consumers use financial services. The changing nature of financial transactions means it is more convenient and faster for consumers to make
Payment Through all Branches of 7 – Eleven Nationwide is a service under the concept “LH Bank with better interest rate and convenient deposit, withdrawal and payment 24 hours at 7 – Eleven”. The bank
stockpile storage site for accommodating the expedited construction of various projects of the Company, whereby such plots of land are adjacent to the Company’s projects so it makes transportation convenient
Board of Directors determines the Fair Price from the valuation in order to clearly justify the price range since this transaction involves the disposal of real property, which are convenient and of
various applications fast and convenient with unlimited transactions any where in the world. This service offers a variety of facilities such as check balance, funds transfer, making payments for goods and