factors that may affect the collection of cash collection from receivables in the 2nd quarter of 2020 such as employment conditions or the effect of reducing compensation. Which may cause some impact on

with losses of 128.56 Million Baht due to quantity and price of steel wire decreased thus Ua Withya Public Company Limited there are increased costs of employment and project work along with total

. Private consumption has tended to slow down due to lower income and employment rate, especially in the export sector. In addition, consumers' purchasing power is still affected by high household debt and

to lower household income, sharp decline in employment, particularly in export-related manufacturing sectors, and high rate of household debt. Despite the government economic stimulus, the impact of

include experience, for example, education, employment record, affiliation, job positions, work experience, test/training records, certification numbers of locally certified public accountants/international

) Access to essential services; • (iii) Affordable housing; • (iv) Employment generation; • (v) Food security; • (vi) Socioeconomic advancement and empowerment. • Projects which involve activities that pose

increase of 76 million baht or 4% from last year. This was as a result of an increase in marketing expenses, increase in personal expense caused by increasing employment of the Company’s subsidiaries

growth and returns while maintaining our market leadership over the long term. Guided by our core strategies of “Customer Centricity” and making KBank the Customers’ Main Bank for all eight customer

license D&A but increasing 11% QoQ. Full-year budgeted CAPEX is maintained as guided at Bt20,000-25,000mn. Since Jan- 19, AIS has adopted TFRS 15 without restatements, which mainly affects cost allocation

sustainable growth and returns while maintaining our market leadership under sound corporate governance and appropriate risk management. Guided by our core strategies of “Customer Centricity”, KBank has decided