the long- term with leading Multi-Format, Multi- Category Customer-Centric Omni-Channel Platform. To achieve the target, the Company has set strategic directions to further develops complete Omni

with leading Multi-Format, Multi- Category Customer-Centric Omnichannel Platform. To achieve the target, the Company has set strategic directions Central Retail Corporation Public Company Limited

PerformanceExecutive Summary Significant Events Management Discussion & Analysis Q4/2021 2 Strategies Targets AND STRATEGIC DIRECTIONS IN 2022: 2.2 (6.1) 0.7 3.9 Th ai la n d G D P A n n u al G ro w th R at e

amounted 248 million baht, increased 3% from the same period last year. In addition, the Company has directions and policies for sustainable development and well aware of the ESG impacts. Hence, in the

previous quarter and in the 9M/2023, the hire purchase income amounted 737 million baht and, increased 5% from the same period last year. In addition, the Company has directions and policies for sustainable

addition, the Company has directions and policies for sustainable development and well aware of the ESG impacts. Hence, in the third quarter of fiscal year 2023, the Company has initiated hire purchase loans

as a result of hire purchase business growth in Thailand and CLM. In addition, the Company has directions and policies for sustainable development and well aware of the ESG impacts. Hence, in the 3Q

Management 11  Market Risk Management 14  Liquidity Risk Management 16  Operational Risk Management 17  Cyber Risk Management 17  Strategic Risk Management 19 3. Business Directions and Operations of Core

Management 17  Digital Risk Management 18  Strategic Risk Management 19 3. Business Directions and Operations of Core Businesses 20 3.1 Sustainable Development and Corporate Governance 20 3.2 Business

and secured environment in accordance with the manufacturer’s instructions (if any); 2.5 establish security procedures for physical media transfer from the operating areas. 5. Access Control 5.1