 Digital Risk Management 18  Strategic Risk Management 19 3. Business Directions and Operations of Core Businesses 21 3.1 Sustainable Development and Corporate Governance 21 3.2 Business Directions of

opportunities are also presented by the development of environmentally-friendly products such as electric cars, as well as from government support policies such as the bio-economy promotion policies. Therefore

started offering hire purchase loans for environmentally friendly products, such as electric motorcycles and solar cells. However, in 3Q/2024, the title loans maintained its gradual growth. Others In 3Q

importance to products that are environmentally friendly. The Company also has plans to expand to other products in the future. - Others For the fiscal year 2023 financial results, other incomes were 3,198

their consumption behavior has changed to place more importance to products that are environmentally friendly. The Company also has plans to expand to other products in the future. In 4Q/2023, the Company

more importance to products that are environmentally friendly. The Company also has plans to expand to other products in the future. - Others For the 2Q/2023 and 1H/2023 financial results, other incomes

motorcycles, which receiving good feedbacks from customers since their consumption behavior has changed to place more importance to products that are environmentally friendly. The Company also has plans to

and efficiency of the capital market. This will contribute to the robust and sustainable growth of the economy. We envision opportunities for developing the Thai capital market to support the

deliver better long-term outcomes to their clients, but also contribute as an important driving force for corporates to implement and attain their sustainable goals, which will further lead to the

companies, as an institutional investor, understand the risks and effects of climate change on business operations; and (3) to promote role of Thai capital market as one of the driving force to help