concerning property, only for a cause arising from a deceitful, fraudulent or dishonest act that results in widespread damage, either under Thai or foreign laws; (3) being currently subject to a criminal
level as the previous quarter. This was mainly contributed from an increase in credit card income by 14%, personal loan income by 15% and other incomes in bad debt recovery and collection service income
branches, namely (1) {I}, who failed to exercise proper discretion in solving problems when detecting deceitful acts, and (2) {J} and (3) {K}, who neglected inspection and failed to comply with the bank's
complaint or legal prosecution for an offense concerning property by a relevant agency, only for a cause arising from a deceitful, fraudulent or dishonest act, or having an application for an offer for sale
trading or management in deceitful, fraudulent or dishonest manners; (4) being prohibited from acting or performing duties as a director, manager, a person with the management power, or an advisor of a
Capital Market Supervisory Board or the SEC Office; or aiding or abetting thereof; dishonest or deceitful acts; or aiding or abetting thereof. If the aforesaid behaviors occurred more than ten years
the decrease in sales, which was affected by the trade war as well as the raising of competition in the mobile phone distribution market. 2. Revenue from debt collection and other services in the third
the 1st quarter ended 31 March Description Unit 2018 2017 2016 1. Liquidity ratio Time 9.48 6.69 9.48 2. Liquidity quick ratio Time 1.47 3.26 6.16 3. Average debt collection time Day 53 62 45 4. Average
Description Unit 2017 2016 2015 1. Liquidity ratio Time 7.59 8.29 1.58 2. Liquidity quick ratio Time 3.13 4.36 0.50 3. Average debt collection time Day 69 57 40 4. Average debt repayment time Day 71 64 63 5
-month period of 2017 because the Company could collect the debt faster from 76 days to 73 days and from 74 days to 73 days, respectively. For the debtors who may have some problems incurred in collection