, particularly from large corporate and SME. However, the commercial banks remained cautious in lending as the loan quality continued to deteriorate especially SME loan. Overall NPL ratio increased marginally from
existing business partners to increase customer base. - Loans In the fiscal year 2016, loans shared 40% of total turnovers (shared 22% from personal loan and 18% from purposed loan for mobile phone, IT
subsid lion baht mo t. And for th the same pe revenues wa ease of 19.1 778.2 million tegies in mo h Life Time only mobile 017. This cau 2017 was 4 collection an remarkably bt purchased tion revenue Page 2
turnovers (shared 25% from personal loan and 5% from purposed loan for mobile phone, IT products, electrical appliances and etc. at department stores and over 6,307 dealers nationwide) with the consolidated
card revenue in Cambodia grew by 53% from last year. - Loans In the first quarter of 2018, loans shared 29% of total turnovers (shared 17% from personal loan and 12% from purposed loan for mobile phone
(FSMART) 3Q19 Management Discussion and Analysis Financial Statement Summary in 3Q19 Statement of Comprehensive Income Bt mn % Bt mn % Bt mn % Income from rendering of top-up service for prepaid phone and
global-standard data leak prevention system for broader coverage: Significant efforts range from the classification and assessment of risks arising from data usage to employees’ use of mobile devices, to
Thailand and electrical appliances, mobile phone and etc. in oversea business, with the revenues of 301 million baht, an increase of 20 million baht or 7% y-y due to hire purchase sale growth from overseas
utilities bill reduction. Also, NBTC’s measurement for free data and voice in April to May affected Company in short- term on mobile top-up and bill payment. However, the Company has prepared its cash flow by
adverse economic situation led to a cautious consumer spending across customer segments. However, the Company expected total usage amount to continue to recover from 2nd quarter of this year. The Company