considered a satisfactory year and is in line with the management's expectation. In the past year, the company was able to generate cash collection from the overall NPLs and NPAs management business, which are
the products. In addition, in case of emergency, the Company is still capable of applying for credit facilities from financial institutions for use as its working capital for business operations. As of
products by requiring certain customers to place deposits before production and pay the remaining balance upon delivery of the products. In addition, in case of emergency, the Company is still capable of
rating methodology for each class of entity or obligation for which the CRA issues credit ratings. Each credit rating methodology should be rigorous, capable of being applied consistently, and, where
capable of providing timely access to information. Clause 16 In offering structured notes that the repayment is fully or partially made in form of a physical delivery of shares, the underlying shares shall
shareholders; 2. being unlikely to be able to protect shareholders’ rights by allowing any person to receive financial gain beyond what should be received normally or by causing the company to lose a benefit
15 The Thai government agencies that offer bonds or corporate bonds shall have the following qualifications: (1) being capable of lawfully offering the bonds or corporate bonds in accordance with the
policy guidelines and measures by the Bank of Thailand and other regulatory agencies to ensure that KBank will be able to efficiently comply with regulatory standards. 3.3 Customer Segments and Services
_____________________________ Clause 11 An intermediary shall equip management structure, operating system and personnel appropriately and sufficiently in order to be capable to operate business efficiently, responsibly and in
order to be capable to operate business efficiently, responsibly and in compliance with applicable laws and regulations, including relevant standards of business operation. In considering appropriateness