number of Chinese tourists significantly rose by 11.0 percent in this quarter which resulted from the political tension between China and South Korea, causing the Chinese tourists to shift their 2 ASIA’S

acquire more NPLs at favorable prices. However, the Company expects to see higher competition in securing and getting NPLs/ NPAs as many players would likely shift their focus towards secured collateralized

competition in securing and getting NPLs/ NPAs as many players would likely shift their focus towards secured collateralized loans, which deem to be less risky than that of the unsecured personal loans or

with existing principles and leveraging available tools and frameworks. The Standards aim to help shift enterprises from SDG alignment to SDG action -- from thinking about the SDGs as a mere “add-on”, to

Climate change, Environmental deterioration & Resource scarcity Technology disruption Demographic shift Urbanization Geopolitical shift Covid 19 20 • UN PRI (Principles for Responsible Investment) เน้น

ชีวิต (Life cycle assessment) MBT – การนำขยะอินทรีย์ไปบำบดัเชิงกลชีวภาพ (Mechanical biological treatment) MRFs - โรงคัดแยกขยะเพื่อนำวสัดุกลับคืน (Material recovery facilities) MSW - ขยะมูลฝอยชุมชน

Disposal • Convention on International Trade in Endangered Species of Wild Fauna and Flora • Convention on Biological Diversity It is highly important to note that in complying with all the rules of this

time dispatch of all generators which is set daily on a merit cost basis. South Korea’s electricity generating capacity is estimated to increase to 174,000 megawatts. The government plans to shift away

was pressured by China’s increase in Diesel export, after their Ministry of Commerce allowed CNPC to shift their Gasoline export quota of 5.95 million barrels to Diesel in the amount of 2.98 million

- Market Risk • As the world moves toward low- carbon future, demand is expected to shift towards green steel/less carbon intensive steel • SteelCo is gradually moving towards green steel production, so