volatilities which are increasingly evolving and shifting at a rapid pace, repercussions grow as regional economies become more inter-connected. The Thai capital market needs the capacity to stay resilient and

added to the health and safety team in order to ensure improvements are swift. Business wise 2019 has started well despite challenges in the macro economy and some of the key market segments along with

Systems? Impact Impact Business Processes Application systems IT system infrastructure Oracle GFMIS SWIFT Loan App Approve Draw down Interest calculation Payment Customer Order Stock Checking Distribution

1. 1 percent even though the overall economic condition has continued improving from preceding year according to rapid export growth and continued robust growth in tourism. However, private

production cost of the Company. The rapid increment of pipe prices led to delay the customer purchasing. Consequently the Company could not increase the price in the same proportion because need of production

class, rapid digital penetration, high credit growth4 and large unbanked population5 • Aligns with the Bank’s international strategy to transform into a leading regional bank with larger presence in key

(FETCO), said: “The introduction of the Investment Scam Hotline will significantly enhance the efficient and rapid prevention of public deception, thanks to the collaborative efforts of relevant agencies

. A n n u a l R e p o r t 2 0 0 6 17 ë Handling of Complaints Against SEC Staff The SEC implemented a quick and thorough procedure for effective handling complaints against the SEC staff to assure

, Thailand Tel. 66 2323 1085..96 Fax. 66 2323 9283 4.3 Liquidity adequacy Description units As of 31 December 2018 2017 Current Ratio times 5.54 7.63 Quick ratio times 3.38 4.47 Inventory turn over times 4.20

the annual dividend payment. Analysis of Liquidity. Transaction For the Year ended 31st December (Unit: Time) 2019 2018 Current Ratio 6.27 5.86 Quick Ratio 3.64 2.81 Inventory Turnover 3.22 2.91