effective interest rate (EIR) method. These factors saw the net interest margin stand at 2.52 percent. Net fees and service income decreased by 22.4 percent predominantly due to lower fees from loan-related

• Nurseries or seed orchards • Storage facilities • Monitoring and assessment equipment • Soil wood production • Veneer and plywood production • Saw mills • Stud mills • Reconstituted panels: fibreboard

to investors may arise that are equally valuable for the board to be aware of. An example is seen in Duke Energy, which saw a massive coal ash spill at a time when precious few of its board members had

. Moreover, loan saw brighter growth at the end of this quarter. This was particularly true for business loans, which were buoyed by reviving exports, as well as certain types of retail loans including hire

loans therefore saw little increase. Meanwhile, deposits were rising to partly offset the reduced volume of debt issued and borrowing. As a result, net liquidity stayed almost unchanged from the prior

performance of the refinery business. As for the oil trading business operated by BCPT Trading Pte. , Ltd. saw improvements in performance from last year. The amount of trade and transaction of crude oil and

. Therefore, net interest income and net interest margin (NIM) saw an increase. Meanwhile, non-interest income of commercial banks dropped due to cancellation of fees 4.3 4.0 4.9 4.6 0.4 0.9 0.6 1.3 -2 -1 0 1 2

green bond market has become a leading tool for mobilising and directing capital towards climate investment opportunities and driving policy action on climate change. The year 2021 saw an increase in the

SECURITIES AND EXCHANGE COMMISSION, THAILAND ANNUAL REPORT 2014ANNUAL REPORT 2014 CONTACT INFORMATION This report can be downloaded from www.sec.or.th For more information about this report, please contact: SECURITIES AND EXCHANGE COMMISSION, THAILAND 333/3 Vibhavadi-Rangsit Road, Chomphon, Chatuchak, Bangkok, Thailand 10900 Tel. 1207 or +66 2695 9999 e-mail: info@sec.or.th This 2014 Annual Report is about policies, strategies and performance of the SEC. We aim to supervise and develop the Thai...

drafted for this purpose. Market environment for the trading of debt instruments in 2001 saw steady growth in both the primary and the secondary markets. Even though returns of debt instruments had