continue to be major challenges. However, with a relatively high level of capital and the regular setting aside of additional provisions, commercial banks can still maintain an adequate cushion for NPL in
% q-on-q declining gas price (despite a 1.0% y-on-y increase) and 3) new industrial-user (IUs) clients. EBITDA margin also improved to new-high level of 28.3%, thanks to contributions from Vietnam solar
the loan to deposit ratio and the Liquidity Coverage Ratio (LCR) which reflects the excess liquidity in the commercial banking system. With the combination of the recent high level of provisioning in
the third quarter of 2017. As commercial banks prioritized managing liquidity at a level appropriate for ebbing demand for loans amid repayment of loans from businesses, government sector and SMEs, net
the direction of the crude palm oil price that remained at a low level, due to the high level of domestic palm oil stock. 3. Gross profit declined 20% YoY, although sales revenue from B100 product
by 1.5% YoY due to Kyat currency depreciation (at constant FX, total Myanmar sales would have been +6.8%). Laos grew 7.5% YoY while Cambodia performance was dragged by high stock level with the
classification in terms of sensitivity and criticality such as the access control, encrypting sensitive information or information required a high level of accuracy; 2. In handling media under Clause 17, the
and criticality such as the access control, encrypting sensitive information or information required a high level of accuracy; 2. In handling media under Clause 17, the intermediary shall take
(EDC) catered to businesses with a high volume of daily cash transactions such as hospitals, beauty salons, hotels, restaurants, convenience stores, department stores, gold shops, car dealers, airlines
could be attributed to increase in impairment loss on loans and debt securities in line with non-performing loans to total loans, which remained at a high level. Net fees and service income – one of