revenue from bad debt recovery continued growing by 18% y-y and the revenue from overseas subsidiaries grew by 10% y-y. Details of each business can be described as follows: Profit and Loss Statement

be consistent with consumer’s behavior. Moreover, our revenue from bad debt recovery continued growing by 31% y-y. Details of each business can be described as follows: Profit and Loss Statement

cardless cashing totally online shopping increased around 2 times and cardless cashing share more than 30% of total personal loans. Moreover, our revenue from bad debt recovery growing by 11% y-y. Details of

new business to support future growth complied with the policy of synergy in group companies. Jaymart has been expanding business focusing on the retail business and preceding transformed into the

Baht 123 million decreased by 42% in comparison with the previous year. Due to highly competitive market in beauty business (both direct and indirect competitors); hospitals are also developing as

project in Texas, USA; expanding earnings in 2019 from investments made in Brazil and Egypt; consolidating operations in India (PET) and Indonesia (PTA) are all aimed at growing earnings from this segment

., Ltd. are still developing and expanding the business of the SPAR supermarket and convenience store, and Inthanin coffee shop. Thus, as of Q1/2018, there are altogether 457 branches of Inthanin coffee

acquisition strategy and ongoing efforts to maintain market share and raise awareness of 5G. Expanded leadership in 5G 2021 was the year that AIS focused on expanding its 5G network. By the end of 2021, our 5G

Bt5,792mn, growing 10% YoY, despite global economic challenges and political uncertainties in Thailand during 2Q-3Q23. The emphasis was on high- margin services beyond connectivity with enhanced technology

productivity aim in mind. Enterprise services maintained the growth amidst economic headwinds Non-mobile enterprise business reported a revenue of Bt1,524mn, growing 14% YoY mainly from TTTBB enterprise revenue