MARCH 2020 LH Financial Group Public Company Limited Management Discussion and Analysis for the First Quarter ended 31 March 2020 Page 2/20 Overview of Business Operation LH Financial Group Public Company

Centre on ICMA’s website. Material KPIs should be consistent with the issuer’s strategy and reference a core, significant and relevant business activity, for which the outcomes are actually under the

instruments and investment units; “Securities company” means a company licensed to undertake securities business in the category of securities brokerage or securities dealing excluding a person licensed to

TCFD recommendations, companies need to disclose how climate change impacts their business model across four key pillars: • Governance • Strategy • Risk management • Metrics and targets 1) Board

of the same last year. Because of The Company and subsidiaries have increase the unit right transfer to customer more the last year 39% its effect to special business tax and transfer fee increases

operators and new comers resulting in continually intense competition in restaurant business. Cost of Sales and Gross Profit Cost of sales in 2017 totaled Baht 899.62 million, dropped Baht 100.62 million or

remunerations paid by other companies to operators in the same business. Details of connected persons : Land and Houses Public Company Limited is a major shareholder of the Company and LHPF, holding 24.98% (as of

www.ucity.co.th Ref. No.U.SET 020/2018 20 April 2018 Subject : Investment in hotel business in Bratislava Slovakia To : The President The Stock Exchange of Thailand Whereas the Meeting of the Board of Directors of

st , 1990 to present. Ramkhamhaeng has purposed to expand business in province. Burirum Ruampaet has good status and chances to growth business in the future. So, Ramkhamhaeng takes part in by

% yoy) because EBITDA from FA business was lower due to stock loss as CPKO price drop. Moreover, the company recognized profit of THB 20 million from investments in the Thai Ethoxylate Company Limited