efficient system of operational control for examining and counterbalancing [the personnel’s performance]; (5) having efficient internal audit and control system; (6) having exhaustively comprehensive risk

significant characteristics and risk factors of the financial instrument with details corresponding to those in the registration statement and the draft prospectus; (3) sending the required information in the

esthetics. 2. Overview of operating results in the Quarter 1’2019. From 2018 to the first quarter of 2019, the global economy still has risk factors from international political and economic tensions

necessary measures in this area, e.g. asset management companies and financial institutions that sell mutual fund investment units were to disclose foreign exchange risk of foreign investment funds (FIF) more

Management and Risk Factors 7 2.1 Credit Risk Management 7 2.2 Market Risk Management 7 2.3 Liquidity Risk Management 8 2.4 Cyber Risk Management 8 3. Business Directions and Operations of Core Businesses 9

วัตุถุประสงคการใชเงิน D. Expenses of the Issue คาใชจายในการออกและเสนอขายหลักทรัพย E. RISK FACTORS ปจจัยความเสี่ยง IV. INFORMATION on THE ISSUER A. History and Development of the Issuer ประวัติความ

Regulations and Rules related to Business Operations 2 2. Risk Management and Risk Factors 7 2.1 Credit Risk Management 7 2.2 Market Risk Management 7 2.3 Liquidity Risk Management 8 2.4 Digital Risk 8 3

แบบประเมินความเสี่ยงด้าน IT และ Cyber Risk สำหรับผู้ประกอบุธุรกิจสินทรัพย์ดิจิทัล

Rules in the Detail of Regulations Concerning the Establishment of Risk Management System for Business Continuity of Intermediaries

2020 1 1.2 Banking Industry and Competition 2 1.3 Significant Regulations and Rules related to Business Operations 3 2. Risk Management and Risk Factors 7 2.1 Credit Risk Management 7 2.2 Market Risk