for the rest of the year expects to remain fragile despite a sign of recovery in 1H22 due to inflation and continuous hike in energy price globally from the impact of Russian invasion of Ukraine which

(exclude spectrum) Approx. Bt30bn Core service revenue is expected to grow at low-single digit due to economic fluctuation. Thai economy outlook for the rest of the year expects to remain fragile despite a

’ debt servicing ability. 5 1.3 Regulatory Changes2 Significant regulatory changes in 2017 that may have affected KBank’s and K Companies’ business operations included:  Relaxation of Foreign Exchange

the present market environment will be revised in line with the international standards. This includes the relaxation of prior approval requirement and the granting of automatic approval for certain

current Liability was increased in an amounting of Baht 2.75 million due to postpone tax payment according to Revenue Department relaxation measures that cause of tax payable was increased in an amounting

with non-controlling capability in subsidiary companies 21.75 - 6.40 439.84% 59.99 - 14.30 519.51% The Thai economy in Q3 / 2 0 2 0 improved from the previous quarter. In accordance with the relaxation

the operation cost as well as the relaxation of lockdown measures both in Thailand and abroad, supporting economic activities to resume operations. 2. Financial Status Statement of Financial Position

the following factors: 1) gradual relaxation of COVID-19 epidemic control measures and progress in vaccination 2) the impact of outstanding demand from the previous quarter and 3) government policies

quarter of 2022, credit card turnover accounted for 69% of total turnovers with revenue of 1,810 million baht, an increase of 260 million baht or 17% y-y. As a result of the relaxation of various measures

supporting factors were the return-to-expansion of export goods and private final consumption expenditure. In addition, the relaxation of the COVID-19 restrictions resulting in the number of foreign tourist