year to 2.40 percent due to an increase in yield on loans and, combine with a decrease in cost of deposits following an expansion of low-cost deposits in savings and current accounts. Net interest income

in its R&D research and more than 2 product sectors with up to 5 customer bases. By combine both parties’ strength and competitive factors, it shall enhance the new CCPH for more business revenue

% 43 60 38% Gross profit margin 45% 55% 54% (1%) 9% 45% 54% 9% 1H/2017Q2/2017 Change +/(-) 1H/2016Q1/2017Q2/2016 2.4 Combine Heat and Power Producing Company Limited (CHPP) : VSPP Unit: THB million 12

Combine Heat and Power Producing Company Limited (CHPP) : VSPP Operating Performance Q3/17 Q2/18 Q3/18 Changes +/(-) 9M/17 9M/18 Changes +/(-) (THB million) QoQ YoY YoY Revenue Revenue from selling chilled

, and birds, including 7 great shows of performers, which are the main products. In addition, it also provides the open zoo, the marine park, and the bird park that combine several kinds and species of

of area previously occupied by Central Department Store, shops are under decorating and continue to open; 2.) Central Festival Pattaya Beach, has completed the renovation of Food Park while an

Alpha, Beta, and Now…Gamma David Blanchett, CFA, CFP® Head of Retirement Research Morningstar Investment Management Paul Kaplan, Ph.D., CFA Director of Research Morningstar Canada August 28, 2013 Morningstar Investment Management Page 2 of 27©2013 Morningstar. All rights reserved. This document includes proprietary material of Morningstar. Reproduction, transcription or other use, by any means, in whole or in part, without the prior written consent of Morningstar is prohibited. The Morningstar I...

challenges including large numbers of civil servants on their boards. Line ministries combine de facto shareholder powers in SOEs with policy and sometimes regulatory functions for both SOEs as well as the

concerning Investment of Funds; “business day” means a day on which management companies are open for normal business; “Stock Exchange” means the Stock Exchange of Thailand; “provident fund with multiple