Operating Results 3.2. Cash Collection from NPLs and NPAs Management Businesses 3.3. NPLs by Portfolio Concentration 3.4. NPAs Concentration by Region by Type 4. Key Financial Ratios 5. Forward Looking
Concentration by Region by Type 4. Key Financial Ratios 5. Forward Looking Statements 5.1. BAM’s Business Opportunity 5.2. COVID-19 Impact IMPORTANT DISCLAIMER The information contained in this document has been
Contractual Obligations and Off-Balance Sheet Arrangements Please see Note to Financial Statements for the year ended 31 December 2018 Item 24 Commitment and contingent liabilities. 6 Forward looking The
herein. Further, nothing in this document should be construed as constituting legal, business, tax or financial advice. This material contains “forward-looking” statements that relate to future events
correctness of the information contained herein. Further, nothing in this document should be construed as constituting legal, business, tax or financial advice. This material contains “forward-looking
Forward looking The Company has not yet any project or research and development that will affect the operating result and financial position within one year ahead. At present, the Company is able to carry
Bearing Debt to Equity Ratio was 2.31 times increase from 2016 which was 2.00 times. Forward Looking The Company believed that Fintech Business and Technology Disrupt will soon change a landscape of
contains “forward-looking” statements that relate to future events, which are, by their nature, subject to significant risks and uncertainties. These forward-looking statements reflect our current views with
information contained herein. Further, nothing in this document should be construed as constituting legal, business, tax or financial advice. This material contains “forward-looking” statements that relate to
under financial lease agreement of Baht 5 million; and (4) cash paid to finance costs of Baht 21 million 6. Forward Looking In 2019 the Company and its subsidiaries will continue to focus on the