disclosure framework, but it can be a strategic management framework - To help organization manage risks and opportunities in a more forward looking way • To comply with the TCFD recommendations, companies
forward- looking stance We believe that ESG considerations are valued inefficiently. We fully incorporate these considerations into our time-tested four-step investment process Avoiding negative impact by
Discussion and Analysis : “MD&A”) 4.2 ให้อธิบายปัจจัยหรือเหตุการณ์ที่อาจมีผลต่อฐานะการเงินหรือการดำเนินงานอย่างมีนัยสำคัญ ในอนาคต (forward looking) ไม่ว่าจะเป็นปัจจัยภายนอก เช่น แนวโน้มภาวะเศรษฐกิจ ความ
continually and without notice of any kind and may no longer be true after the date indicated. [Forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time
Concentration 2.5. NPAs Concentration by Region by Type 3. Key Financial Ratios 4. Forward Looking Statement 4.1. BAM’s Business Opportunity 4.2. COVID-19 Impact 4.3. Land and Building Tax 1. Key Highlights in Q2
Disclaimer Some statements made in this material are forward-looking statements with the relevant assumptions, which are subject to various risks and uncertainties. These include statements with respect to our
) • Financial sector & high risk non-financial sectors • Transition risks & physical risks (and opportunities) • Forward-looking information & scenario analysis • Short-term, medium-term & long-term • Qualitative
interim dividend paid-out. As ending of Q3/2019, the Company’s total debt to equity ratio stood at 1.90 times while interest bearing debt to equity ratio was 1.70 times. Looking forward The Company’s
net profit increase. The Company’s Interest Bearing Debt to Equity Ratio was 1.08 times decreased from the ending of 2018 which equal to 1.14 times. Looking Forward The performance of the Company is in
increase. The Company’s Interest Bearing Debt to Equity Ratio was 0.96 times decreased from the ending of 2017 which equal to 1.21 times. Looking Forward The Company invested in Phoenix Insurance (Thailand