service all branches. 4.6 Goods and Services Payment Service includes utility charges, credit card, insurance premiums, other expenses and automatic transfer system. The bank is also an agent of Counter
deposits 3,204 2,642 562 21.3 Interest on interbank and money market items 254 155 98 63.4 Interest on debt issued and borrowings 1,157 1,237 (80) (6.5) Fees and charges on borrowings 11 20 (9) (43.2) FIDF
interbank and money market items 30 13 16 121.7 Interest on debt issued and borrowings 223 395 (172) (43.4) Fees and charges on borrowings 1 0 1 194.8 FIDF and DPA fees 185 185 0 0.2 Others 9 12 (4) (29.9) 5
borrowings 229 351 (122) (34.8) Fees and charges on borrowings 2 1 1 116.5 FIDF and DPA fees 188 180 8 4.3 Others 10 9 0 4.9 5 Net interest income amounted to Baht 2,777 million, a decline of Baht 183 million
1,043 247 23.6 Interest on deposits 694 586 108 18.5 Interest on interbank and money market items 36 29 6 21.0 Interest on debt issued and borrowings 304 229 76 33.0 Fees and charges on borrowings 3 2 1
304 20 6.6 Fees and charges on borrowings 5 3 2 48.3 FIDF and DPA fees 263 239 23 9.8 Others 12 13 (1) (10.6) % 3Q18 9M18 1Q19 2Q19 3Q19 9M19 Yield on loan 7.3 7.2 7.1 7.0 7.0 7.0 Cost of fund 2.2 2.3