employment and thin income would be a major obstacle for Thai economy in the next phase. For the banking sector in the third quarter of 2020, the commercial bank loans benefited grew from big corporate and

2017, AIS Fibre has gained 219,700 of net subscriber addition and now has 521,200 total subscribers. ARPU in 4Q17 was Bt635, highly improved from Bt510 in 4Q16, reflecting expiration of discounted

revenue was Bt4,436mn increasing 42% YoY. In 2018, AIS Fibre has gained 209,300 of net subscriber addition and now has 730,500 total subscribers . ARPU in 4Q18 was Bt574, a decline from Bt635 in 4Q17

. Moreover, the construction income gained in this captioned year was lower than last year of which its number of 3 projects were more than this captioned year. Service Income In 2018, the company’s and

management based on the Company's financial statements for the 12 months ended December 31, 2018 NCL Group gained net profit of 3.16 million Baht or 0.26% of revenue from sales and services, increasing 141.53

. Distribution Cost and Proceed to fund The Company incurred distribution cost and proceed to fund at THB 497 million compare to THB 374 million previous year. An increase mainly came from proceed to fund, since

cost and administrative expenses amount to Baht 80.86 million, it decreased from the same period of previous year amount to Baht 52.42 million or equivalent to 39.33% which gained from the control of

addition, the Company has gained of Baht 57.82 million from sale of its investment property (2nd part) that has not been used and planned in its business operation following the approval from Extraordinary

has risen by 25.6%, but net earned premium has only gained 12.1%. This is because long-term insurance policies contributed to a certain portion of sales growth. Earning those premiums in a given period

has increased compare to the same period at the previous year, the company has lost ฿ 10.34 million during the six-month period in 2020 while the same period last year, the company gained profit at