by 26.2 116.5 millio period last om the com from collect ease of 86.4 ction of pu 89.3 million result of th ebt acquire accounts rec come and o any did not l revenues get. And the ed service d quarter

subsid lion baht mo t. And for th the same pe revenues wa ease of 19.1 778.2 million tegies in mo h Life Time only mobile 017. This cau 2017 was 4 collection an remarkably bt purchased tion revenue Page 2

forecast some of the factors that contributed to our over performance in the first half to ease towards the end of the year we look forward to a strong H2. On the cost side we face some headwinds in variable

1. 1 percent even though the overall economic condition has continued improving from preceding year according to rapid export growth and continued robust growth in tourism. However, private

robust operational performance across all our assets. The on-going structural changes in the PET industry created opportunity for well-managed and committed producers to align supply reliability and

by both OPD (6% growth) and IPD (5% growth). This growth was not as robust as previous year’s growth because the drought prolonged until mid of this 3rd quarter. Number of patients of 3Q19 slightly

within 2020), with the Bank’s capital position expected to remain robust post acquisition 6. Key Conditions Precedent Completion of the Transaction is subject to a number of customary conditions precedent

administrative expenses for Q2 2020 were at Baht 91.83 million, down Baht 60.31 million, or 40% from the same period of last year due to a robust expense control in the quarter. The amount comprised of THB 64.97

Growth Est Net Flow Source: Morningstar Direct, Data as of 30 October 2015 Key Take-Away 22 gStick to Your Plan /Develop a robust investment plan and stick to if, avoid letting fear or greed drive your

depend on the Technical Working Group deciding that such criteria are robust and workable enough to be adopted. Examples might look like the tightening of thresholds, or new ways of determining what an