save and invest earnestly in order to meet life goals and have comfortable and secure retirement. The SEC always takes an active role to promote financial literacy for people from all walks of life

Introduction & Overview 1 Monica Bae Regional Lead, Capital Markets CDP SEA & Oceania CDP is a global environmental impact non-profit working to secure a thriving economy that works for people and

sales 0 0 216 100% 100% Other income 514 743 492 (4%) (34%) Total revenues 7,719 8,053 8,223 7% 2% Excluding non-recurring items 7,719 7,834 8,223 7% 5% Cost of rent and services 3,073 3,387 3,299 7% (3

492 527 16% 7% 967 1,019 5% Total revenues 7,620 8,223 9,405 23% 14% 15,339 17,628 15% Excluding non-recurring items 7,620 8,223 9,405 23% 14% 15,339 17,628 15% Cost of rent and services 3,185 3,299

clients or proceed as per their requests. If the clients do not claim their assets, Zipmex must deposit them in a trusted and secure system to protect the clients’ interests.   Due to its failure to

been charged to secure the repayment of all or any money payable in respect of the secured debt securities ; and b. where any of the above tangible assets are in the form of real property, provide

are similar and recurring in nature or could otherwise be grouped in a meaningful manner, the information required with respect to Part XI.B. Related Party Transactions shall be provided on an aggregate

-recurring items 135.5 18.9 (3.3) (0.2) (102.4%) 1 Adjusted EBITDA for any year/period is defined as Profit (loss) before income taxes plus Finance costs, plus Depreciation and Amortization, deduct (plus) gain

estate market is explored in order to diversify business risk and boost recurring income. Apart from developing residential condominiums, the Company also provides real estate services and property

margin (exclude non-recurring cost) 30% 28% 2% 33% 31% 3% Administrative expenses before adj. 41.45 40.84 2% 83.09 88.68 -6% Adj. staff benefit 2.19 - 2.19 - Adj. previous year SW income 20.31 10.66 90