for each location between 1-9 days as of the end of 1Q20. To facilitate safety and convenience for customers, the Company still provide necessary services in the shopping malls. The Company implement

whose main products comprise home loans, credit cards and other types of financing, including loans for small and micro businesses, KBank deploys credit scoring as a credit approval tool, focusing on

events affect agricultural production and farm prices – the main source of income for the majority of Thai people – and thus have repercussions for businesses dependent mainly on domestic consumption

that provide greater customer convenience, speed and reliability with ever-greater consideration of consumer protection and customer privacy. To secure our status as a leading financial institution which

the core strategy of “Customer Centricity”, we continued to place our focus on making KBank our Customers’ Main Bank. We have therefore developed our business in various dimensions – from eight customer

3. V.I Capital Co., Ltd. 160,000 1,600,000.00 20.00 Total 800,000 8,000,000.00 100.00 Performance and Financial Statements of Anypay Unit : Baht Profit and Loss Accounts Year 31 Dec 2016 Main Revenue

previous year by Baht 66 Million or 1.6 percent from all 3 main businesses but mainly from the Si Rat-Outer Ring Road Expressway (SOE) and farebox revenue of the MRT Blue Line. Cost of service amounted to

more convenience to customers and this also saved the Company’s operation cost. After the Cardless withdrawal service was launched in the fourth quarter of 2018, the Cardless transactions from both AEON

Specialized Bank (Cambodia) PLC grew by 11% from last year. In addition, the Company has been expanding more service channels providing more convenience to customers and this also saved the Company’s operation

contribution from supermarket in Thailand, offsetting with closure of some convenience stores. In addition, the COVID-19 pandemic has positively impacted to our sales due to unprecedented demand for grocery and