sustainable growth and returns while maintaining our market leadership under sound corporate governance and appropriate risk management. Guided by our core strategies of “Customer Centricity”, KBank has decided

historical success, or the strategy team’s belief in future success, of any of the strategies is not indicative of, and has no bearing on, future results. Risk controls and other proprietary technology do not

governance, appropriate risk management and effective cost management. At the same time, we have focused on collaboration and synergy with other companies within KASIKORNBANK FINANCIAL CONGLOMERATE, Muang Thai

outsourcee (2.1) กรณี outsource งาน investment management หรือการบริหาร ความเสี่ยงจากการลงทุน (“investment risk management”) หน้าที่และความรับผิดชอบของ outsourcee เกี่ยวกับมาตรการ BCP ของ outsourcee ต้อง

Achievements in 2003 ● 2004 - 2007 Strategic Plan Achievements of the SEC in line with the 4 Strategic Goals 22 GOAL 1 Develop the Thai Capital Market as an Important Alternative for Fund Mobilization and

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existing and potential new personal loan customers. We are preparing to provide this service to other retail loan products based on efficient risk management through the use of alternative data obtained from

customer expectations, consumer protection and customer privacy. Beyond these strategies, we focus on predictive risk management with the aim of maintaining KBank’s stability as a leading financial

implementation of appropriate risk management and resource allocation by their board of directors and executives that is practical and meets the standards established by an international organization concerning

regulations already in place, these products provide another alternative tool for raising capital for, and making investment in, infrastructure projects as well as local and overseas properties, respectively