1 --Translation-- Sor Gor 11/2018 February 22, 2018 Subject: Management Discussion and Analysis for the year ended December 31, 2017 (Audited) To: The President The Stock Exchange of Thailand

DCORP 011/2019 February 27, 2019 Subject: Report on the overall operation of the year 2018 ended December 31, 2018 and the decrease in the overall operation more than 20 percent Attention: President Stock

Agreement which is a Connected Transaction, Appointment of the Independent Financial Advisor and Calling the Extraordinary General Meeting of Shareholders No. 2/2019 (amended) To The President The Stock

Agreement which is a Connected Transaction, Appointment of the Independent Financial Advisor and Calling the Extraordinary General Meeting of Shareholders No. 2/2019 (Amended No.2) To The President The Stock

our firm adherence to sustainable development practices, KBank, in the second quarter of 2018, was selected for the Thailand Sustainability Investment (THSI) List for 2018 by the Stock Exchange of

Agreement which is a Connected Transaction, Appointment of the Independent Financial Advisor and Calling the Extraordinary General Meeting of Shareholders No. 2/2019 To The President The Stock Exchange of

strengthened steadily against the US Dollar. Nonetheless, highly volatile global markets and US stock market corrections may affect capital movements and the Baht trend. Other downsides also include European