ceiling rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum since August 1 last year as well as the announcement of temporary lockdown in July and

because an increase of export and private consumption, as well as an expansion of government investment. In addition, the domestic tourism sector also improved due to the government continued relaxing

the previous year due to continue an increase of export and private consumption, as well as an expansion of private investment. In addition, there were supporting factors from domestic demand from the

addition, the Company has unused unsecured revolving credit facilities 12,020 million baht and 3,000 million baht unused committed facilities with various financial institutions which is enough to drive the

incomes from gain on sales of written-off receivables at the amount of 299 million baht in this quarter as well. Expenses The Company’s expenses mainly consist of operating and administrative expenses

because the Company can control effective operating and administrative expenses well in accordance to the Digitalization plan, which reducing some operating and administrative expenses. The operating and

for the decline. Nevertheless, the growth in retail sales has been strong enough to ensure that the company's overall revenue continues to grow steadily. Gross Profit In 1H 2024, gross profit amounted

that just the rules and regulations are not enough to create the true incentives for sound disclosure. Creating a comprehensive framework to support a culture of disclosure is critical. Views from China

1 ( Translation ) Ref. NEP146-2017 October 25, 2017 Subject : Resolutions of the Board of Directors approving the capital decrease, the capital increase, the allotment of newly issued ordinary shares to investors in private placement, the acquisition of assets and convening the Extraordinary General Meeting of the Shareholders No. 1/2018 (Revise) To : President, The Stock Exchange of Thailand Attachment : 1. Capital Increase Report Form (F 53-4) 2. Information Memorandum in relation to the allot...

1 ( Translation ) Ref. NEP146-2017 October 25, 2017 Subject : Resolutions of the Board of Directors approving the capital decrease, the capital increase, the allotment of newly issued ordinary shares to investors in private placement, the acquisition of assets and convening the Extraordinary General Meeting of the Shareholders No. 1/2018 (Revise 2) To : President, The Stock Exchange of Thailand Attachment : 1. Capital Increase Report Form (F 53-4) 2. Information Memorandum in relation to the all...