Outlook TOWARD THE SECOND HALF OF 2021 In order to expand the variety of To-Go beverage products, the company has also released 3 new instant Thai herbal drinks which are fresh ginger juice, fresh galingale

Green Mangoes, a new product from Hat Yai originated Mango, Songkhla Province. The new products includes Mango Juice smoothie with chili salt and Mango Kakigori with special sauce, first released during

year, which was released later than scheduled. Cost of sales and services In Q1/ 2024, the cost of sales and services amounted to THB 3,233. 15 million, increased by THB 69. 67 million YoY (+2.20%) in

collateralized bank deposits totaling THB 178.90 million, including THB 136.90 million redeemed in Q3/2024. Additionally, the company released the mortgage on land and buildings that were used as collateral for

loan loss provisions which is estimated to be approximately Baht 1,200 million – Baht 1,500 million, will be released within 5 years. Basic earnings per share at Baht 7.07 per share. 7 Annualized Ratios

Other fee of Baht 43 million 8 initial date of TFRS 9 adoption was Baht 2,552 million which the Bank has partially released as additional provisions for the impairment from revaluation of foreclosed

released using a straight line method since 1Q20. With the continuing uncertainties from the economic slowdown and prolonged impact from 3 Including ECL for loans and loan commitments and financial

loan loss reserve after allowance for expected credit losses based on TFRS 9 at the initial date of TFRS 9 implementation was Baht 2,552 million which the Bank has partially released as additional

category in the annual On-Time Performance (OTP) Review released by travel data and analytics expert, Cirium. Samui Airport achieved an on time departure performance of 95.08% in 2019. 2. The Board of

and loans. The accounting policy, that was used to record and measure the value of financial tools, has been disclosed in the released notes to the financial statements. The Company has reduced the