turnovers (shared 25% from personal loan and 5% from purposed loan for mobile phone, IT products, electrical appliances and etc. at department stores and over 6,307 dealers nationwide) with the consolidated

and bill payment transactions made via our four mobile and internet banking channels, i.e., K PLUS, K PLUS SME, K-Cyber and K-Cyber SME; these are the most sought-after services among our retail and SME

accommodate domestic economic activity, which is continuing along a stable recovery path. 1.2 Banking Industry, Competition and Emerging Risks  Banking Industry and Competition Commercial banks’ overall

2019, net loans at 14 domestically-registered commercial banks grew 0.37 percent over-quarter and 3.92 percent over-year, figures that were stable compared to the growth of 3.88 percent at the end of the

(“the Company”) are pleased to submit this Management Discussion and Analysis for the three-month and nine-month periods ended 30 September 2018 with details as follows: Summary overview Thailand Mobile

and individual investors with a stable financial position who are able to invest in the Company to support and increase the liquidity of the Company. The offering price of the newly issued ordinary

Rating LH Financial Group Public Company Limited is assigned the credit rating at “BBB+” with “Stable” the rating outlook by TRIS Rating. Land and Houses Bank Public Company Limited is assigned the credit

Rating LH Financial Group Public Company Limited is assigned the credit rating at “BBB+” with “Stable” the rating outlook by TRIS Rating. Land and Houses Bank Public Company Limited is assigned the credit

“BBB+” with “Stable” the rating outlook by TRIS Rating. Land and Houses Bank Public Company Limited was assigned the credit rating at “A-” (Single A Minus), “Stable” the rating outlook and affirms the

“BBB+” with “Stable” the rating outlook by TRIS Rating. Land and Houses Bank Public Company Limited was assigned the credit rating at “A-” (Single A Minus), “Stable” the rating outlook and affirms the