Advertising revenue decreased by 45.0% YoY to THB 144mn. o System integration services revenue decreased by 14.2% YoY to THB 368mn.  Recorded a share of loss from investment in joint ventures and associates of

507mn o Advertising revenue decreased by 56.8% YoY to THB 179mn. o System integration services revenue decreased by 1.5% YoY to THB 328mn.  Recorded a share of loss from investment in joint ventures and

) to cope with potential cash outflows in the event of a crisis in accordance with the requirements of Basel III. Meanwhile, the outlook for the commercial banking system’s NPLs will depend on how

/2019 2020 2019 (%) Net profit /1 3,095 7,671 9,347 (59.7)% (66.9)% 10,765 18,375 (41.4)% Earnings per share (Baht) 1.62 4.02 4.90 (59.7)% (66.9)% 5.64 9.63 (41.4)% Net interest margin 2.13% 2.52% 2.36

, AIS delivered a 4.1% core service revenue growth with 43.7% normalized EBITDA margin and has announced an interim dividend of Bt3. 78/ share, following minimum 70% payout ratio. The guidance for the

Wudhiprecha as an Independent Director and a member the Audit Committee, effective from 14 November 2018 onwards. December Increased share capital and allocated 597.0mn newly issued ordinary shares of the

loss of THB 255mn in 2Q 2018), largely as a result of the above reasons together with share of profit from investment in joint ventures • Total assets as of 30 June 2019 stood at THB 54,188mn, increasing

was driven by added subscribers of 209,300 or around (estimated) 20% share of industry which totaled year- end subscribers at 730,500. On other digital services, AIS continued to scale up several

Products 23 - Natural Resources Statement of Cash Flows Statement Financial Ratios Environment Management Accounting Statement of income 11 Financial Position 32 Management’s Perspective towards 2020

ways to serve our customer needs by expanding PTA-PET asset base in the Americas 2019-2020 Indorama Ventures 1st Quarter 2018 MD&A 9 Short-term Outlook IVL is well-positioned to benefit from the ongoing