increasing of incentives for outsourced debt collector and one-time write off for terminated system. - Expected Credit Loss (ECL) The Bank of Thailand (BOT) increased the minimum credit card payment rate from
including accrued bonuses, advertising and promotional expenses and effective management of expenses during the COVID-19 pandemic. Expected Credit Losses To allocate a provision in accordance with Thai
inbound tourism, especially from Chinese tourists as more direct flights from China to Thailand become available and partially helped by the visa fee discount and waiver incentives during the year. 3
of various customer groups by offering the return of an investment incentives and various benefits for the customers which is boost the competitive of the bank. In addition, the bank holds various
groups by offering the return of an investment incentives and various benefits for the customers which is boost the competitive of the bank. In addition, the bank holds various recreational activities to
the more effective management its loans portfolio and government investment incentives make it possible to save more on tax expense. 2. Analysis of Financial Status – in 2017 and 2016 Assets Financial
the new deposit account services continuously which had the various products to meet the appropriate of the customers. The bank has provided the products by offering the incentives rate alongside the
negotiation of tax incentives in Brazil. Core Earnings per share of THB 0.67, (-32% YoY: +2% QoQ) Indorama Ventures 1st Quarter 2019 MD&A 4 1Q 2019 LTM Performance Highlights Core EBITDA of $1.4 billion
successful negotiation of tax incentives in Brazil. Core Earnings per share of THB 0.67, (-32% YoY: +2% QoQ) Indorama Ventures 1st Quarter 2019 MD&A 4 1Q 2019 LTM Performance Highlights Core EBITDA of $1.4