, “Management Report”. B prudent consideration on factors in line with uncertainties stemming from the continued economic slowdown. At the end of 2019, our robust capital position was sufficient to cushion
provides us predictability in cash flows, allows for prudent reinvestment and the delivery of industry-leading returns. IVL has been on a transfor- mational journey in order to create a business portfolio
believe it may be prudent to lower the previous guidance of core EBITDA for 2019 by 10-15%. Our M&A projects continue to drive value-accretive growth. In 2018, the underperforming assets added through M&A
EBITDA Guidance. At this juncture, we believe it may be prudent to lower the previous guidance of core EBITDA for 2019 by 10-15%. Our M&A projects continue to drive value-accretive growth. In 2018, the
, quite similar to Integrated PET, and will propel us towards our aspirations in a prudent manner. The transaction will broaden IVL’s expertise in operational excellence, global scale, differentiated
same level as the previous quarter. The Bank continued to focus on prudent control over credit underwriting and to ensure loan quality and the allowance for doubtful accounts to maintain at the
line with the prudent approach of setting aside adequate provisioning expenses, the Bank’s total allowances for doubtful accounts amounted to Baht 147.2 billion, which will provide a cushion against any
prudent management. The reserves are to provide a cushion against the increasing uncertainty from the economic contraction due to the impacts from Covid-19 which are still difficult to predict the final
loan (NPL) ratio was at 3.6 percent with strong loan loss reserves to NPL at 183.4 percent. The Bank continued to focus on prudent control over credit underwriting and risk management to ensure loan