crisis. However, all working capital loan was repaid before the end of June 2020. For the 1st half of 2019 and 2020, finance expenses increased from THB 3.6 Mn to THB 18.9 Mn respectively, an increase of
Equity As at 30 September 2018, the Company and its subsidiaries recorded Interest-bearing Debt to Equity (IBD/E) of 1.90x, an increase from 1.13x as at the end of last year, due to an increase in loans
increase comparing with CASA of 40.6 % at the end of 2017. Meanwhile, debts and borrowings were Baht 60,042 million, increased by 6.0% from the end of 2017. During 3Q18, the Bank issued debentures totaling
for the first half of 2018 after deducting dividend payment, was at 16.29% while Tier-1 ratio was at 12 12.49%. When including profit up to end of 4Q18, the BIS ratio will increase to 17.46% while Tier
42.0% increased. The SET index at the end of the first quarter of 2018 closed at 1,776.26 points, a slight increase of 1.3% from 1,753.71 points at the end of 2017. Overall Business Operations The Bank’s
, a 42.0% increased. The SET index at the end of the first quarter of 2018 closed at 1,776.26 points, a slight increase of 1.3% from 1,753.71 points at the end of 2017. Overall Business Operations The
at 12 12.49%. When including profit up to end of 4Q18, the BIS ratio will increase to 17.46% while Tier-1 ratio will be 13.65%. Business Segment Performance The Kiatnakin Phatra Financial Group (“the
paid together with finance cost of Bt3,513mn. After which, AIS remains strong net cash increase of Bt10,920mn at the end of Mar-20. 6 1Q20 MD&A Advanced Info Service Plc. Income statement (Bt mn) Pre