are advised to take precautions when considering to use the services of unlicensed digital asset business operators, as they may not be protected under the governing Thai laws and may fall victim to

expected credit loss by considering economic conditions in the past, present, and future under various assumptions and circumstances.However, the Covid-19 outbreak has dramatically affected the Thai and

workshops received positive feedbacks for their informative and educating elements and practical adaptation in actual situations. In 2017, key training sessions and seminars for stakeholders included the

need of improvement continued to decline. These positive facts reflect the overall quality improvement of audit firms and auditors in the capital market thanks to the continuous dedication and

reserved. 19 ตัวอย่างการประเมินความเสี่ยง การวิเคราะหส์ถานการณ์ความเสี่ยงทางกายภาพ • กรอบเวลา (Timeframe) • สถานการณ์สมมติท่ีอาจจะเกิดข้ึน (Scenarios) - สถานการณ์ในทางทีด่ ี(Optimistic; SSP2 RCP4.5

equal to 4.99% as total value of consideration referred from financial statement of the Company and subsidiaries as of March 31, 2017. In addition, when considering the disposal of the asset in the past

to their beneficiaries and clients, and thereby also help support the positive economic performance of companies and the broad markets in which they invest, helping foster sustainable growth and job

strategies including the launching of new products which were got positive feedback from the customers. Besides, the product segment management and the improvement of customer services were well implemented

“Positive” outlook by TRIS Rating. Land and Houses Bank Public Company Limited is assigned the company rating of “A-” (Single A Minus), affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB

Minus), affirms the rating of LH BANK’s hybrid Tier 2 capital securities at “BBB” and the results also affirmed the rating on credit alert with a “positive” by TRIS Rating. Branch Networking As of the end