margin 25.3% 18.1% Net profit margin 17.6% 11.9% Debt to Equity ratio 0.17 0.10 Earnings per share 0.66 0.46 ROA 13.1% 11.0% ROE 14.0% 10.9% Gross profit margin = Gross Profit (Total Sales – Costs of Sales

Bank and its Subsidiaries Million Baht Item Quarter Change (%) 1/2019 4/2018 1/2018 4/2018 1/2018 Net profit * 9,028 8,101 9,005 11.4% 0.3% Earnings per share (Baht) 4.73 4.24 4.72 11.4% 0.3% Net

parent) of Baht (508) million and loss per share of Baht (0.25) for the first quarter of 2020, compared to a consolidated profit (attributable to equity holders of the parent) of Baht 310 million and

Year 2020 and 2019 In the third quarter of the year 2020, the Company had the net profit attributable to equity holders of the Company in the amount of Baht 822 Million, when compared to net profit of

respectively. Earnings before Interest, Tax, Depreciation and Amortization (EBITDA) Quarter 3 of 2017 Quarter 3 of 2016 Variation THB % EBITDA Pursuant to the Financial Statements 260 265 (5) (1.9) EBITDA Profit

The Company has sold its land to the subsidiary and gains profit of Baht 29.85 million, but not presenting in the consolidated financial statements. In the consolidated financial statement, the amount

profit from investments in associates, net 173 433 (260) -60.0 NCI (17) (19) 2 10.5 Profit attributable to Equity holders of the Company 5,435 5,317 118 2.2 Basic earnings per share (Baht) 0.36 0.35 0.01

of profit (loss) from investment for using equity method (22) 45 52 (148.9)% (142.3)% 57 188 (69.7)% Gains on disposal of assets 195 339 198 (42.5)% (1.5)% 883 987 (10.5)% Dividend income 642 1,857 711

Quarter Change (%) H1 Change 2/2018 1/2018 2/2017 1/2018 2/2017 2018 2017 (%) Net profit * 9,194 9,005 8,047 2.1% 14.3% 18,199 16,352 11.3% Earnings per share (Baht) 4.82 4.72 4.22 2.1% 14.3% 9.53 8.57 11.3

days 66 69 72 Cash Conversion Cycle days 84 81 75 Finanial data and profitability ratios Sales revenues million baht 53,067 49,224 46,887 %change (%) 7.8% 5.0% (0.11%) Gross profit million baht 12,123