34 million. The allowance for doubtful accounts policy, the Company and subsidiary assess primarily on analysis of payment histories and future expectations of customer payments. At end of the year

2022, 15 countries and territories have implemented or proposed to implement mandatory, TCFD-aligned climate reporting. Strengthening Market Demand for TCFD Reporting 20 Expanding on expectations set by

future which may not meet expectations, and risk relating to fluctuations over biomass fuels; and release of an obligation to seek financing for maintenance or additional investment in relation to the

(exclude spectrum) Approx. Bt 25-26bn 17Bn (Cashflow) Core service revenue to grow around 13-15% 9M24 performance exceeded expectations, benefiting from increased economic certainty in 3Q24. The low season's

ของตลาดไม่ถูกต้อง นอกจากนี้ ในการบริหารจัดการเกี่ยวกับการคาดการณ์รายได้ (earnings expectations) - 7 - ให้ใช้ข้อมูลที่มีการเปิดเผยอย่างต่อเนื่อง เพื่อระบุว่ารายไดท้ี่คาดการณ์น่าจะอยู่ในช่วงใด และหากมีการ

postponement, given the US’s benign inflation, dampened market expectations of a third US rate increase this year. Third, the 7 Thai inflation rate averaged as low as 0.6 percent during the first nine months of

also creating innovative products and comprehensive services in keeping with changing customer expectations regarding financial services, with ever-greater consideration of consumer protection and

right time with ever-greater consideration of consumer protection and customer privacy, taking into account the changing customer expectations. Along with this, we focus on predictive risk management

customer expectations, consumer protection and customer privacy. Beyond these strategies, we focus on predictive risk management with the aim of maintaining KBank’s stability as a leading financial

from upstream to downstream, by reflecting how the Company is committed to creating values to products and services in response to the expectations of the stakeholders. In case of a holding company