ย่ำง มีนัยส ำคัญของ ควำมเสี่ยงด้ำน เครดิต (Lifetime ECL – not credit impaired) เงินส ำรอง ของ สินทรัพย์ทำง กำรเงินที่มี กำรด้อยค่ำ ด้ำนเครดิต (Lifetime ECL – credit impaired) เงินส ำรองของ สินทรัพย์ทำง

ำคัญของ ควำมเสี่ยงด้ำน เครดิต (12 - mth ECL) เงินส ำรองของ สินทรัพย์ทำง กำรเงินที่มี กำรเพ่ิมขึ้นอย่ำง มีนัยส ำคัญของ ควำมเสี่ยงด้ำน เครดิต (Lifetime ECL – not credit impaired) เงินส ำรอง ของ สินทรัพย์

case that there has been a significant increase in credit risk since origination and credit impaired, the allowance is based on the ECLs associated with the probability of default over the expected life

impaired assets by Thai Asset Management Corporation (TAMC). Dividend income declined by Baht 300 million and net fees and service income declined by Baht 234 million due to a decrease in fee income from

longer necessary for a credit- impaired event to have occurred. The Company applies the impairment approach to financial assets that are credit-impaired upon the initial purchase or acquisition and a

policies. When recognizing expected credit losses on the Company’s financial assets, it is no longer necessary for a credit- impaired event to have occurred. The Company applies the impairment approach to

-impaired 2,832,464 2,536,194 113,956 122,564 Credit-impaired 108,604 85,240 71,206 51,224 Total 2,941,068 2,621,434 185,162 173,788 /1 Including allowance for expected credit losses of loans, interbank and

information is an essential part of the disclosure required to enable shareowners and investors to make informed investment decisions. The term ‘non-financial’ is used to refer to information relevant to the

. Total liabilities were 38,837 million Baht, increased by 78% from last year, the debt financing is essential to support new project development and acquisitions. Thus, interest-bearing debts to equity

of quality products into the market. However, investor concerns about the credibility of green labelling are also growing. standards, assurance & certification will be essential to improve confidence