BNM for financial institutions to effectively manage climate and environmental risks includes improving disclosures in line with the recommendations of TCFD. Source: https://www.ngfs.net/sites/default

the quarter. However, from the increase of the B100 products price combined with the ability to efficiently manage raw material, thus improving gross profit. As for the Ethanol Production and

confront these challenges efficiently, we often share our experiences with our counterparts at both regional and international levels in an effort to find common solutions. 01 Quality Assurance Review Panel

our status as a leading financial institution which can efficiently cope with potential economic uncertainties, KBank emphasizes predictive integrated risk management (IRM) through the establishment of

crucial to protect retirement savings invested in listed companies. Good corporate governance also helps to ensure that these companies operate more transparently and efficiently. Achievements: Corporate

phishing drill in order to effectively cope with fraudulent practices targeting customers’ personal information via internet and email. 10 3. Business Directions and Operations of Core Businesses 3.1

creation and dissemination of investment scam alerts via various channels of the SEC and news media outlets. The SEC receives support from both public and private sectors to effectively communicate these

distribution costs decreased 17% since the Group could control costs and expenses more effectively.  Administrative expenses increased 103% since the Group compensated a voluntary resignation plan to the

digital terrestrial television broadcasting network service to the licensees over the remaining period of the licenses. The subsidy effectively commences after termination of the measure to relieve in

:  Cost of goods sold and services decreased 10% and distribution costs decreased 25% since the Group could control costs and expenses more effectively.  Administrative expenses increased 68% since the