regions such as Middle East, Latin America, Europe and Africa. Due to the upcoming trade war and the slowdown in the world economy, the company is monitoring the situation closely as these might be a risk

. Details on connected persons and the area of interest of connected persons Name list of shareholders of the Company who are the connected persons and might have the conflict of interest are as follows: Name

tried to minimize the risks that might incur from the uncertain spread of COVID-19 outside Thailand and the stringent housing loan approval policies adopted by the financial institutions. MK gave its

cognitive reflection skills แตข่อเปลี่ยน “น่าจะ” (might also) เป็น “ควรจะ” (should also) • อยากเสนอใหร้ฐัและผูเ้ก่ียวขอ้ง ท าวิดีโอคลิปสัน้ๆ เป็นซีรสี ์ให้ คนตระหนกัและกลัวการ “แก่และจน” และรณรงคใ์หท้กุคน ออม

depend on the Technical Working Group deciding that such criteria are robust and workable enough to be adopted. Examples might look like the tightening of thresholds, or new ways of determining what an

houses, parking lot, and club house, where the company will gain from the transfer of this single house. In the future the Company might have plan to continue in real estate business if there is a good

currency from “Thai Baht” to “US Dollar” from FY2019 in order to appropriately reflect the change of the Company’s foreign currencies operation as well as in considering more distinct foreign functional

change scenario. Such scoring/rating is distinct from credit ratings, which may nonetheless reflect material environmental/social/sustainability risks. Disclosure for External Reviews The Principles

investors 43% Saving in % of income Source: Authors’ analysis based on tax returns data during 2009-2018 Four distinct clusters of investors identified based on a decade of investment behavior 12 Average

such article or research paper in the underwritten securities, provided that such statement shall be distinct, easy-to-read, and not smaller in size than the regular font used in such article or research