especially high as the Bank strengthened its reserve level to prepare for the adoption of TFRS 9, in line with its prudent approach to financial management. However, in the first quarter of 2019, impairment
prepared for the adoption of IFRS 9. Non-performing loan of the commercial banking system are projected to increase at a slower pace during the rest of the year. However, given its relatively high level of
Coverage Ratio (LCR) which reflects the excess liquidity in the commercial banking system. With the combination of the recent high level of provisioning in preparation for the adoption of IFRS 9, which will
to conform with the government’s preventive measures. The Company and subsidiaries are still be able to operate as normal. However, under the uncertainty and highly fluctuate market during this COVID
accordance with the Company’s target to consistently launch new service projects every year. However, due to the uncertainty of the merger situation of mobile operators during this period, as a result, each
strengthening the securities industry and lifting the level of the Thai capital market to international standards by taking into account risk management capability that responds swiftly to threats and providing
Environment 1.1 Global and Thai Economy in the First Quarter of 2019 The global economy exhibited signs of slower growth in the first quarter of 2019 amid concerns over uncertainty surrounding the protracted US
was rated in the top level of "Excellence : 5 Stars" for fourth consecutive year. LH Financial Group Public Company Limited Management Discussion and Analysis for the Second Quarter ended 30 June 2019
was rated in the top level of "Excellence : 5 Stars" for fourth consecutive year. LH Financial Group Public Company Limited Management Discussion and Analysis for the Second Quarter ended 30 June 2019
the loan to deposit ratio and the Liquidity Coverage Ratio (LCR) which reflects the excess liquidity in the commercial banking system. With the combination of the recent high level of provisioning in