contribution from supermarket in Thailand, offsetting with closure of some convenience stores. In addition, the COVID-19 pandemic has positively impacted to our sales due to unprecedented demand for grocery and
platforms: LINE OA, Lazada and Shopee to provide convenience for customers at all stages related to real estate transactions. For example, researching, booking, checking the room and transferring ownership
expanding more service channels providing more convenience to customers and this also saved the Company’s operation cost. For the Cardless transactions currently accounted for 31% of total personal loan sales
to enhance convenience and efficiency in customer services. KBank has focused our strategy on bolstering customer competitiveness. Aside from risk management products appropriate for customer needs in
competition heightened with smaller package being introduced in the market . Mobile Business 1Q19 4Q19 1Q20 %YoY %QoQ Subscribers Postpaid 8,543,800 9,107,400 9,140,800 7.0% 0.4% Prepaid 32,946,900 32,906,400
limited to certain sales channels. On fixed broadband, competition has heightened. Operators continued to deploy half-price discounts in order to protect churn and acquire new subscriptions. Although an
limited to certain sales channels. On fixed broadband, competition has heightened. Operators continued to deploy half-price discounts in order to protect churn and acquire new subscriptions. Although an
competition heightened with smaller package being introduced in the market . Mobile Business 1Q19 4Q19 1Q20 %YoY %QoQ Subscribers Postpaid 8,543,800 9,107,400 9,140,800 7.0% 0.4% Prepaid 32,946,900 32,906,400
particularly in high-value segments through superior network and offerings. Despite heightened price competition, we place our focus on enhancing network quality, and customer engagement via customer value
information checking, and fund purchasing under the slogan “LH Bank M Choice” is financial transaction in one application”. 3.2 LH Bank Speedy is a service for more convenience in the financial transactions