operating efficiency and the decrease in marketing expenses that resulted from the company’s policy to increase marketing effectiveness 4. Finance costs were Baht 75.93 million, an increase of Baht 2.66
marketing effectiveness, the decrease in allowance for doubtful account receivables, and the increase in operating efficiency. 4. Finance costs were Baht 227.55 million, a decrease of Baht 4.82 million or
transition risk The cost of air pollution; fuel efficiency Automation / future of work Water scarcity The Age of Plastic Diversity Board effectiveness Remuneration Responsible lending; BNPL Wage underpayment
commitment to developing efficiency in all our core service channels for enhanced cost effectiveness, in order to raise our capacity to reach our customers and deliver them excellent service. (1) Branch
MB. As the company has complied with efficiency management plan that help company reduce costs of sales and selling expenses. Please be informed. Yours Sincerely, Mr. Panya Boonyapiwat Chairman
2.19 million or 8.96% compared to prior year because of cost efficiency management. Please be informed accordingly. Sincerely yours, (Mr. Aukarachai Taupradist) Deputy General Manager
the efficiency in operating system examination and in line with the international standards. Additionally, the revised regulations allow more flexibility for suitability test; for example, if tested by
SEC to become a signatory to the EMMoU.The IOSCO EMMoU, built upon the IOSCO MMoU introduced in 2002, was adopted in 2017 to strengthen efficiency in cross-border enforcement cooperation among IOSCO
protection of investors’ rights in accordance with the relevant regulations governing the forms and risks of the investment products. The amendments also provide more flexibility and efficiency in meeting