/2018 4Q/2018 Average credit limit of customer (Baht) 28,302 33,335 57,787 43,169 2. Effective debt collection, the Company has expedited to collect the principal debt to enhance its collecting amount
debts collection and others 481.9 617.1 135.2 28.0% 853.4 1,173.9 321 37.6% Rental and service income 177.1 155.1 -22.0 -12.4% 353.0 316.0 -37 -10.5% Insurance income - 32.6 32.6 100.0% - 32.6 32.6 100.0
Characteristics of the transaction The company has requested for the amount of guarantee of public utilities for government section in an amount of 80 million baht. Term of Loan : 12 months Collateral : Debenture
monitoring as well as recovery and collection processes. Development of risk management system and framework for capital market and treasury business focusing on overall risk management to cope with
) Financial Ratios Financial Ratios 2017 2018 9M/2018 9M/2019 Liquidity Ratios Current Ratio (time) 0.27 0.15 0.24 0.07 Average Collection Period (day) 33 32 20 16 Average Sale (Inventory) Period (day) 22 19 24
of the textual insertions, “Expenses collected by lessor”, “Fees or any expenses incurred from hire purchase debt collection” and “Effective interest rate” have been added. 2. Amendments made to terms
performance and Important Factors Affecting the Operations The 2019 performance for the debt management and collection business has been proven that JMT Network Services Public Company Limited ("JMT") is
% Sales 2,101.1 2,409.4 -12.8% 6,875.1 7,187.6 -4.3% Service income from debts collection and others 707.7 481.9 46.9% 1,881.6 1,335.2 40.9% Rental and service income 151.4 178.8 -15.3% 467.4 531.8 -12.1
as certain banks had realized income from auction of mortgaged guarantee assets in the first quarter. Meanwhile, net fees and service income, in spite of an over-year decline, began to show signs of
amount of 32,566,290 baht or 31.82% from the lower business volume while income from Collection business improved 21,771,302 baht or equal to 42.24% from the increase of Collection business volume. 2