required commercial banks in Thailand to rethink their business models to cope with challenges by focusing on expanding their customer base, improving efficiencies, reducing the cost of services, and
services and remittances. The Bank’s operating expenses were Baht 12.8 billion, an increase of 2.0 percent, with a ratio of expenses to operating income of 45.8 percent. Net profit (attributable to the Bank
to an increase in gains on investments and net fees and service income, predominately from fee income from mutual funds, bancassurance and loan-related services, while gains on tradings and foreign
services revenue of THB 1,127mn, and system integration and total solution services revenue of THB 620mn arising from the 5 months consolidation of Trans.Ad Group which was acquired in August 2018. 2018
also resembles, while we will continue to improve on our journey to zero injuries. Operationally our continued focus on quality and services resulted in recognition from our customers in the form of
Company Limited 140/6 ITF Tower 7th floor Silom road, Suriyawong, Bangrak, Bangkok 10500 From the table of sales and services income above, the Group has sales of electricity, steam and service income for
revenue from sales and services amounted to Baht 8,148 million which increased by Baht 1,296 million or 19% QoQ due to the increase in sale quantity and selling price. On a YoY basis, the Company and
take-home or delivery services only. The Group placed importance on maintaining continuity in providing efficient services to our customers and therefore the Group focused on improving the efficiency of
increase of take-home products and higher orders through food delivery services, which usually have lower gross profit margin than products served on-site as a result of higher packaging cost. EDITDA and